My husband who is a federal employee has heard that state employees have great health benefits package. So he was really happy and proud that I did get a state job. But I really didn't believe it at first or shall I say never really cared because I am already being taken care of under hubby's health care insurance policies and so is our son. Not until today when I had to finally submit to HR all the health care forms and what not, that I realized I truly have a nice benefit package. I was really pleasantly surprised that I only need to pay $38.00 dollars every month for my medical, dental and life insurance premiums. When in fact, I should have been paying $771.00/month for the health care plans that I've chosen, but the state contributes $733/month towards my benefits so that is really awesome! I was like wow really, that's all I have to pay for all 3 core plans? Not to mention, the state matches the contribution I make towards my retirement plan. So if I put in 7.9% towards my retirement, the state is going to contribute 6.8% or so towards my retirement package as well. Amazing! Indeed, I am truly grateful that I have this job. Now since I have my own health care insurance policy already which offers equally good benefits as his, I don't need to be under his medical insurance anymore. We can save a little bit by doing that since his current medical premiums has taken a big chunk off his paycheck. Being a working mom now is challenging, because I have to work second shift when I get home from work, lol! But in the long run, this is beneficial to me and my family. We are aiming to provide a better future and hopefully a nice college plan for our unico hijo. :)